ZIP 16746 Foreclosure, Tax-Lien & Distress Report
Potter County, Pennsylvania · High Vacancy market
In Potter County, Pennsylvania, ZIP 16746 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 42/100 structural to 9/100 active on the ground. What sets it apart are the readings on institutional ownership (56/100), structural risk (42/100), mortgage stress (30/100). mortgage stress (30/100) and construction/permit lag (14/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), FEMA disaster exposure (65/100).
The market reads expansion — home values rose 5.1% year on year, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Owners hold 87% of homes, renters 13%. The ZIP holds roughly 655 housing units. Population is roughly 1,018 with a median age of 51. Around 16% of adults hold a bachelor's degree or higher. Vacancy runs 24.7%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 16746 scores 24/100. Home values center near $94,400, an affordability ratio of 1.6× — accessible. Around 25% of renters are cost-burdened. The poverty rate is 14.4%. Median household income is $60,606, below the U.S. median near $78,000.
On the whole, 16746 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 16746's 19/100 can be lined up against any neighbor in Potter County, Pennsylvania or any ZIP coast to coast. Sparse data for 16746 shows as blanks, never estimates, and the score updates on every fresh public filing.
16746's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 16746 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 16746’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 16746 Stress Report snapshot
16746 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Potter County ZIPs near 16746
Related reports across Potter County, Pennsylvania
Keep going: ZIP, county and state distress coverage for Potter County, Pennsylvania.
See every distressed parcel in 16746
Every distressed parcel in 16746 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology