ZIP 16948 Foreclosure, Tax-Lien & Distress Report

Potter County, Pennsylvania's ZIP 16948 registers 19/100 composite distress, which DLRadar reads as low. Structural risk reads 42/100 against active distress of 9/100. Its standout signals are institutional ownership (56/100), structural risk (42/100), mortgage stress (30/100). On the quiet end sit mortgage stress (30/100) and construction/permit lag (14/100). Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), FEMA disaster exposure (65/100).

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $153,800, an affordability ratio of 3.1× — accessible. Vacancy runs 46.8%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 80% owner-occupied to 20% rented. The ZIP holds roughly 1,110 housing units. Population is roughly 1,683 with a median age of 37. Around 10% of adults hold a bachelor's degree or higher. The poverty rate is 18.6% — high, a tax-stress and distress correlate. Households earn a median $46,630 — below the roughly $78,000 national figure. On demographic stress specifically, 16948 scores 39/100. Around 61% of renters are cost-burdened.

Taken together, 16948 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 16948 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16948 can be compared directly against any other ZIP in Potter County, Pennsylvania or nationwide. Where the public record is thin for 16948, the field stays empty rather than modeled, and fills in as new documents post.

Behind 16948's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 16948 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.