ZIP 16950 Property Distress & Foreclosure Data

ZIP code 16950 in Tioga County, Pennsylvania carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (91/100), FEMA disaster exposure (73/100)). The latent-versus-live split is 61/100 structural and 8/100 already moving. What sets it apart are the readings on structural risk (61/100), institutional ownership (59/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (26/100).

The expansion-phase market in 16950 posted values that rose 5.1% over the year (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 27% of renters are cost-burdened. The poverty rate is 16.8% — high, a tax-stress and distress correlate. Around 12% of adults hold a bachelor's degree or higher. Population is roughly 3,256 with a median age of 47. At $52,440, median income runs below typical U.S. levels. The ZIP holds roughly 1,977 housing units. The typical home is worth about $123,600 (2.3× income, relatively affordable). 82% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100. The vacancy rate is 30.4% — elevated.

On the whole, 16950 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

27/100
Composite stress
61/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 16950

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk53
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Tioga County

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Deterministic. Every signal traces to a public dataset · methodology