ZIP 16938 Property Distress & Foreclosure Data

In Tioga County, Pennsylvania, ZIP 16938 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (64/100), institutional ownership (59/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (24/100). On the structural side it scores 64/100, with 7/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (91/100), FEMA disaster exposure (73/100), climate & FEMA risk (65/100)).

The peak-phase market in 16938 posted values that rose 4.9% over the year (phase confidence 47/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $73,929, median income runs near typical U.S. levels. The poverty rate is 4.9% — low. Population is roughly 786 with a median age of 54. Around 22% of adults hold a bachelor's degree or higher. Around 36% of renters are cost-burdened. 90% of housing is owner-occupied. The typical home is worth about $182,100 (2.5× income, relatively affordable). The ZIP holds roughly 883 housing units. The demographic-stress sub-score lands at 29/100. The vacancy rate is 58.2% — elevated.

On the whole, 16938 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.