ZIP 16915 Foreclosure, Tax-Lien & Distress Report

Potter County, Pennsylvania's ZIP 16915 registers 19/100 composite distress, which DLRadar reads as low. Structural risk reads 42/100 against active distress of 9/100. Its heaviest discrete signals: institutional ownership (56/100), structural risk (42/100), mortgage stress (30/100). On the quiet end sit mortgage stress (30/100) and construction/permit lag (14/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), FEMA disaster exposure (65/100).

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 29% higher over three years, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

77% of housing is owner-occupied. A median home runs $181,800 here, or 2.7 times local income. Roughly 10.8% live below the poverty line. The vacancy rate is 32.8% — elevated. The ZIP holds roughly 3,509 housing units. Around 19% of renters are cost-burdened. Educational attainment sits at 20% bachelor's-or-above. The demographic-stress sub-score lands at 27/100. 5,911 residents call 16915 home, typically aged 49. At $65,677, median income runs below typical U.S. levels.

Net-net, 16915 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 16915 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 16915 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16915 can be compared directly against any other ZIP in Potter County, Pennsylvania or nationwide. 16915 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 19/100 figure for 16915 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 16915 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.