ZIP 14774 Property Distress & Foreclosure Data

DLRadar grades ZIP 14774 (Allegany County, New York) at a low 26/100 for overall property distress. Property-level stress concentrates in construction/permit lag (60/100), structural risk (55/100), institutional ownership (45/100). By contrast, mortgage stress (21/100) register low. On the structural side it scores 55/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (70/100).

The market reads expansion — home values rose 6.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 17.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 8% have a four-year degree. About 322 people live here, median age 36. Around 92% of renters are cost-burdened. The ZIP holds roughly 93 housing units. The vacancy rate is 12.5% — elevated. A median home runs $75,600 here. On demographic stress specifically, 14774 scores 48/100. The tenure split is 71% owner-occupied to 29% rented.

Net-net, 14774 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.