ZIP 14774 Foreclosure, Tax-Lien & Distress Report
Allegany County, New York · High Vacancy market
ZIP 14774's composite property-distress score is 23/100 - DLRadar classes that as low for Allegany County, New York. What sets it apart are the readings on structural risk (49/100), construction/permit lag (47/100), institutional ownership (38/100). By contrast, institutional ownership (38/100) and mortgage stress (21/100) register low. The split runs 49/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (70/100), FEMA disaster exposure (62/100).
The market reads expansion — home values rose 6.0% year on year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
17.2% of residents fall below the poverty threshold. Around 8% of adults hold a bachelor's degree or higher. About 322 people live here, median age 36. Rent burden reaches 92% of tenant households. The ZIP holds roughly 93 housing units. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. A median home runs $75,600 here. The demographic-stress sub-score lands at 64/100. Owners hold 71% of homes, renters 29%.
Taken together, 14774 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 14774 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 14774 stays directly comparable to neighboring ZIPs and the rest of Allegany County, New York. Nothing here is interpolated — where a source is thin for 14774, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 23/100 figure for 14774 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 14774 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 14774
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 14774 distress snapshot
Current distress, phase, housing and lender-pressure figures for 14774, drawn from the same report attached to each property.
Neighbouring ZIPs in Allegany County
Nearest ZIP codes to 14774
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Allegany County, New York
Other reports tied to Allegany County, New York — ZIP, county and statewide.
The complete 14774 distress and acquisition report
Get every distressed property in 14774 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology