ZIP 14774 Foreclosure, Tax-Lien & Distress Report
Allegany County, New York · High Vacancy market
ZIP 14774's composite property-distress score is 25/100 - DLRadar classes that as low for Allegany County, New York. What sets it apart are the readings on structural risk (53/100), construction/permit lag (50/100), institutional ownership (43/100). By contrast, mortgage stress (21/100) register low. The split runs 53/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (70/100).
The market reads expansion — home values rose 6.0% year on year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
17.2% of residents fall below the poverty threshold. Around 8% of adults hold a bachelor's degree or higher. About 322 people live here, median age 36. Rent burden reaches 92% of tenant households. The ZIP holds roughly 93 housing units. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. A median home runs $75,600 here. The demographic-stress sub-score lands at 48/100. Owners hold 71% of homes, renters 29%.
Taken together, 14774 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 14774 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 14774 stays directly comparable to neighboring ZIPs and the rest of Allegany County, New York. Nothing here is interpolated — where a source is thin for 14774, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 25/100 figure for 14774 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 14774 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 14774
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 14774 distress snapshot
Current distress, phase, housing and lender-pressure figures for 14774, drawn from the same report attached to each property.
Neighbouring ZIPs in Allegany County
Related reports across Allegany County, New York
Other reports tied to Allegany County, New York — ZIP, county and statewide.
The complete 14774 distress and acquisition report
Get every distressed property in 14774 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology