ZIP 14895 Foreclosure, Tax-Lien & Distress Report
Allegany County, New York · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 14895 in Allegany County, New York comes in at 23, a low composite-distress reading. The pressure is most legible in structural risk (49/100), construction/permit lag (47/100), institutional ownership (38/100). institutional ownership (38/100) and mortgage stress (21/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (70/100), FEMA disaster exposure (63/100). Structural exposure scores 49 and live distress 6 on the 0–100 scale.
The expansion-phase market in 14895 posted values that rose 6.0% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Owners hold 76% of homes, renters 24%. 9,117 residents call 14895 home, typically aged 48. Roughly 17.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 49% of tenant households. The ZIP holds roughly 4,475 housing units. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $59,063, below the U.S. median near $78,000. Vacancy runs 17.2%, above the national norm and a classic distress-and-opportunity signal. Around 24% of adults hold a bachelor's degree or higher. A median home runs $95,800 here, or 1.6 times local income.
Net-net, 14895 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 14895 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 14895's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 14895 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 23/100 for 14895 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 14895 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 14895’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 14895 by the numbers
14895 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Allegany County ZIPs near 14895
Nearest ZIP codes to 14895
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Allegany County, New York.
The complete 14895 distress and acquisition report
See who owns each distressed property in 14895, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology