ZIP 14895 Property Distress & Foreclosure Data

In Allegany County, New York, ZIP 14895 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (60/100), structural risk (55/100), institutional ownership (45/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (FEMA disaster exposure (73/100), climate & FEMA risk (70/100)). On the structural side it scores 55/100, with 6/100 of stress already active.

The expansion-phase market in 14895 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

76% of housing is owner-occupied. Population is roughly 9,117 with a median age of 48. The poverty rate is 17.6% — high, a tax-stress and distress correlate. Around 49% of renters are cost-burdened. The ZIP holds roughly 4,475 housing units. The demographic-stress sub-score lands at 28/100. At $59,063, median income runs below typical U.S. levels. The vacancy rate is 17.2% — elevated. Around 24% of adults hold a bachelor's degree or higher. The typical home is worth about $95,800 (1.6× income, relatively affordable).

On the whole, 14895 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.