ZIP 14739 Foreclosure, Tax-Lien & Distress Report

ZIP 14739's composite property-distress score is 25/100 - DLRadar classes that as low for Allegany County, New York. Structural risk reads 53/100 against active distress of 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (70/100). Property-level stress concentrates in structural risk (53/100), construction/permit lag (50/100), institutional ownership (43/100). On the quiet end sit mortgage stress (21/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 2,494 with a median age of 44. 83% of housing is owner-occupied. There are about 1,499 housing units across 14739. On demographic stress specifically, 14739 scores 31/100. Around 44% of renters are cost-burdened. Vacancy runs 29.2%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $51,121 — below the roughly $78,000 national figure. Roughly 30.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $78,600 here, or 1.3 times local income. Around 9% of adults hold a bachelor's degree or higher.

Taken together, 14739 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 14739 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 14739 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 14739 stays directly comparable to neighboring ZIPs and the rest of Allegany County, New York. Every figure is auditable to a public dataset and refreshed on ingest; 14739 shows blanks, not estimates, wherever the record is sparse.

The 25/100 figure for 14739 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 14739 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.