ZIP 14802 Foreclosure, Tax-Lien & Distress Report

ZIP code 14802 in Allegany County, New York carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. The pressure is most legible in structural risk (49/100), construction/permit lag (47/100), institutional ownership (38/100). institutional ownership (38/100) and mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (70/100), FEMA disaster exposure (63/100). Structurally it carries 49/100, against 6/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The demographic-stress sub-score lands at 34/100. Vacancy runs 13.6%, above the national norm and a classic distress-and-opportunity signal. Median household income is $44,659, below the U.S. median near $78,000. Around 46% of renters are cost-burdened. 4,627 residents call 14802 home, typically aged 20. About 69% have a four-year degree. There are about 737 housing units across 14802. The tenure split is 53% owner-occupied to 47% rented. 32.8% of residents fall below the poverty threshold. Home values center near $170,800, an affordability ratio of 3.8× — accessible.

Taken together, 14802 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 14802 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 14802 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14802 can be compared directly against any other ZIP in Allegany County, New York or nationwide. Sparse data for 14802 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 23/100 figure for 14802 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 14802 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.