ZIP 14802 Property Distress & Foreclosure Data

Allegany County, New York's ZIP 14802 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (55/100), institutional ownership (45/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (FEMA disaster exposure (73/100), climate & FEMA risk (70/100)). The latent-versus-live split is 55/100 structural and 6/100 already moving.

The expansion-phase market in 14802 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The demographic-stress sub-score lands at 34/100. The vacancy rate is 13.6% — elevated. At $44,659, median income runs below typical U.S. levels. Around 46% of renters are cost-burdened. Population is roughly 4,627 with a median age of 20. Around 69% of adults hold a bachelor's degree or higher. The ZIP holds roughly 737 housing units. 53% of housing is owner-occupied. The poverty rate is 32.8% — high, a tax-stress and distress correlate. The typical home is worth about $170,800 (3.8× income, relatively affordable).

On the whole, 14802 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.