ZIP 14804 Foreclosure, Tax-Lien & Distress Report
Allegany County, New York · High Vacancy market
ZIP code 14804 in Allegany County, New York carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (50/100), institutional ownership (43/100). On the quiet end sit mortgage stress (21/100). Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (70/100). The split runs 53/100 structural to 6/100 active on the ground.
The expansion-phase market in 14804 posted values that rose 6.0% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 28% have a four-year degree. Owners hold 90% of homes, renters 10%. Roughly 11.8% live below the poverty line. A median home runs $123,300 here, or 1.5 times local income. Rent burden reaches 23% of tenant households. Population is roughly 1,501 with a median age of 43. Households earn a median $74,250 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 743 housing units. The vacancy rate is 29.8% — elevated.
Taken together, 14804 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 14804 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 14804's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 14804 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
14804's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 14804 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 14804’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 14804 by the numbers
Current distress, phase, housing and lender-pressure figures for 14804, drawn from the same report attached to each property.
Nearby ZIPs in Allegany County
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Further distress data across Allegany County, New York at ZIP, county and state level.
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Each signal above is traceable to an open dataset · methodology