ZIP 14804 Property Distress & Foreclosure Data

In Allegany County, New York, ZIP 14804 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (60/100), structural risk (55/100), institutional ownership (45/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (70/100). On the structural side it scores 55/100, with 6/100 of stress already active.

The market reads expansion — home values rose 6.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 28% have a four-year degree. The tenure split is 90% owner-occupied to 10% rented. Roughly 11.8% live below the poverty line. A median home runs $123,300 here, or 1.5 times local income. Around 23% of renters are cost-burdened. About 1,501 people live here, median age 43. Households earn a median $74,250 — near the roughly $78,000 national figure. On demographic stress specifically, 14804 scores 23/100. The ZIP holds roughly 743 housing units. The vacancy rate is 29.8% — elevated.

Net-net, 14804 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.