ZIP 14809 Property Distress & Foreclosure Data

In Steuben County, New York, ZIP 14809 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 76/100 against active distress of 7/100. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100). Its standout signals are construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). mortgage stress (24/100) stay muted.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

2,921 residents call 14809 home, typically aged 35. Vacancy runs 19.9%, above the national norm and a classic distress-and-opportunity signal. Owners hold 75% of homes, renters 25%. Rent burden reaches 28% of tenant households. Home values center near $107,200, an affordability ratio of 1.8× — accessible. There are about 1,179 housing units across 14809. Median household income is $62,868, below the U.S. median near $78,000. Educational attainment sits at 17% bachelor's-or-above. 24.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100.

Taken together, 14809 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.