ZIP 14810 Property Distress & Foreclosure Data

Composite property distress in 14810 (Steuben County, New York) lands at 34/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 76 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100). The sharpest non-environmental signals are construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). By contrast, mortgage stress (24/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 34% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $112,200 here, or 2.3 times local income. Roughly 17.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 11,412 people live here, median age 51. The tenure split is 69% owner-occupied to 31% rented. On demographic stress specifically, 14810 scores 28/100. About 17% have a four-year degree. There are about 6,038 housing units across 14810. Rent burden reaches 33% of tenant households. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $48,613 — below the roughly $78,000 national figure.

Net-net, 14810 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.