ZIP 14729 Property Distress & Foreclosure Data

DLRadar grades ZIP 14729 (Cattaraugus County, New York) at a low 23/100 for overall property distress. Property-level stress concentrates in construction/permit lag (72/100), structural risk (53/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (60/100). The latent-versus-live split is 53/100 structural and 3/100 already moving.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $70,000 — near the roughly $78,000 national figure. A median home runs $177,400 here, or 2.5 times local income. The ZIP holds roughly 528 housing units. Around 45% of renters are cost-burdened. The vacancy rate is 29.0% — elevated. On demographic stress specifically, 14729 scores 29/100. About 18% have a four-year degree. About 768 people live here, median age 38. Roughly 11.1% live below the poverty line. The tenure split is 83% owner-occupied to 17% rented.

Net-net, 14729 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.