ZIP 14525 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14525 (Genesee County, New York) at a low 16/100 for overall property distress. Property-level stress concentrates in structural risk (36/100), construction/permit lag (28/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (3/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100). Latent structural risk is 36/100 while live distress already moving reads 1/100.

The expansion-phase market in 14525 posted values that rose 5.2% over the year, and 5% higher over three years, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 8.9%. There are about 1,125 housing units across 14525. 89% of housing is owner-occupied. Around 35% of renters are cost-burdened. On demographic stress specifically, 14525 scores 22/100. Educational attainment sits at 27% bachelor's-or-above. Median household income is $81,711, near the U.S. median near $78,000. Home values center near $154,800, an affordability ratio of 1.9× — accessible. Population is roughly 2,532 with a median age of 44. The vacancy rate is 5.1%.

Overall 14525 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 14525 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 14525 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14525 can be compared directly against any other ZIP in Genesee County, New York or nationwide. Sparse data for 14525 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 16/100 for 14525 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 14525 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.