ZIP 14036 Foreclosure, Tax-Lien & Distress Report
Genesee County, New York · Affordable market
ZIP code 14036 in Genesee County, New York carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic distress index. The latent-versus-live split is 34/100 structural and 1/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (85/100)). The most distinctive pressure shows up in structural risk (34/100), institutional ownership (19/100), mortgage stress (2/100). institutional ownership (19/100) and mortgage stress (2/100) stay muted.
The peak-phase market in 14036 posted values that rose 4.9% over the year, and 30% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
5,745 residents call 14036 home, typically aged 49. The typical home is worth about $187,800 (2.0× income, relatively affordable). Vacancy runs 5.0%. About 19% have a four-year degree. Roughly 8.5% live below the poverty line. Rent burden reaches 25% of tenant households. Owners hold 85% of homes, renters 15%. There are about 2,381 housing units across 14036. At $91,806, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 22/100.
Overall 14036 looks resilient on the surface, so the edge is isolating individual stressed parcels. 14036 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 14036 runs through one identical scoring model, so its 15/100 sits on the same scale as every other ZIP in Genesee County, New York and the nation. Where the record is thin for 14036, the field stays empty rather than modeled, and fills in as new documents post.
The 15/100 for 14036 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 14036 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 14036’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 14036 distress snapshot
The live 14036 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Genesee County ZIP reports
Nearest ZIP codes to 14036
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Genesee County, New York — ZIP, county and statewide.
Open the complete 14036 acquisition file
Pull every distressed parcel in 14036 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology