ZIP 14125 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 14125 (Genesee County, New York) lands at 15/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (flood (NFIP) exposure (85/100)). The latent-versus-live split is 34/100 structural and 1/100 already moving. The sharpest non-environmental signals are structural risk (34/100), institutional ownership (19/100), mortgage stress (2/100). institutional ownership (19/100) and mortgage stress (2/100) stay muted.

The market reads peak — home values rose 4.9% year on year, and 47% higher over three years, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $63,603, below the U.S. median near $78,000. Roughly 20.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 21% bachelor's-or-above. The demographic-stress sub-score lands at 28/100. The tenure split is 64% owner-occupied to 36% rented. About 3,668 people live here, median age 40. Around 38% of renters are cost-burdened. The vacancy rate is 1.4%. The typical home is worth about $161,200 (2.2× income, relatively affordable). The ZIP holds roughly 1,415 housing units.

Taken together, 14125 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 14125 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 14125 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. 14125 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 14125's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 14125 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.