ZIP 14103 Property Distress & Foreclosure Data

Composite property distress in 14103 (Orleans County, New York) lands at 12/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (46/100), structural risk (31/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (66/100)). On the structural side it scores 31/100, with 2/100 of stress already active.

The expansion-phase market in 14103 posted values that rose 5.7% over the year, 1.6% off the recent peak, and 44% higher over three years (phase confidence 56/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $68,781, median income runs near typical U.S. levels. Around 18% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,809 housing units. 72% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. Population is roughly 10,836 with a median age of 41. Around 30% of renters are cost-burdened. The vacancy rate is 6.4%. The poverty rate is 10.3%. The typical home is worth about $144,700 (1.9× income, relatively affordable).

On balance 14103 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.