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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 14098 Foreclosure, Tax-Lien & Distress Report

Orleans County, New York · High Vacancy market

ZIP 14098's composite property-distress score is 14/100 - DLRadar classes that as minimal for Orleans County, New York. Structurally it carries 33/100, against 2/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (66/100)). Leading the profile are construction/permit lag (57/100), structural risk (33/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 3.7% year on year (phase confidence 49/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,968 with a median age of 37. The vacancy rate is 29.4% — elevated. The typical home is worth about $136,700 (2.0× income, relatively affordable). Median household income is $73,750, near the U.S. median near $78,000. 81% of housing is owner-occupied. 15.7% of residents fall below the poverty threshold. About 23% have a four-year degree. There are about 1,493 housing units across 14098. Rent burden reaches 49% of tenant households. DLRadar's demographic-stress index for the area reads 30/100.

Taken together, 14098 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 14098 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 14098's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 14098 shows blanks, not estimates, wherever the record is sparse.

14098's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 14098 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

14/100
Composite stress
33/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 14098

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk21
9 further distress layers are graded for 14098

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

14098 at a glance

14098 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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