ZIP 14028 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 14028 in Niagara County, New York comes in at 22, a low composite-distress reading. Property-level stress concentrates in structural risk (49/100), construction/permit lag (39/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (72/100). Structural risk reads 49/100 against active distress of 2/100.

The market reads peak — home values rose 4.1% year on year, and 34% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $73,571 — near the roughly $78,000 national figure. Around 16% of renters are cost-burdened. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 704 housing units. The typical home is worth about $198,900 (2.3× income, relatively affordable). The vacancy rate is 15.6% — elevated. The tenure split is 90% owner-occupied to 10% rented. On demographic stress specifically, 14028 scores 21/100. Educational attainment sits at 18% bachelor's-or-above. 1,377 residents call 14028 home, typically aged 54.

On the whole, 14028 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 14028 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 14028's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 14028, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

14028's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 14028 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.