ZIP 14028 Property Distress & Foreclosure Data

Niagara County, New York's ZIP 14028 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (42/100), institutional ownership (16/100), construction/permit lag (15/100). On the quiet end sit construction/permit lag (15/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (68/100)). The latent-versus-live split is 42/100 structural and 2/100 already moving.

The expansion-phase market in 14028 posted values that rose 5.7% over the year, and 34% higher over three years (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $73,571, median income runs near typical U.S. levels. Around 16% of renters are cost-burdened. The poverty rate is 5.6% — low. The ZIP holds roughly 704 housing units. The typical home is worth about $198,900 (2.3× income, relatively affordable). The vacancy rate is 15.6% — elevated. 90% of housing is owner-occupied. The demographic-stress sub-score lands at 21/100. Around 18% of adults hold a bachelor's degree or higher. Population is roughly 1,377 with a median age of 54.

On the whole, 14028 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.