ZIP 14008 Foreclosure, Tax-Lien & Distress Report
Niagara County, New York · Affordable market
In Niagara County, New York, ZIP 14008 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are structural risk (47/100), construction/permit lag (32/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. The latent-versus-live split is 47/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (68/100).
The market reads peak — home values rose 4.1% year on year, and 42% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
At $68,452, median income runs below typical U.S. levels. 3.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. Vacancy runs 4.0%. Around 22% of renters are cost-burdened. Population is roughly 1,484 with a median age of 46. Educational attainment sits at 22% bachelor's-or-above. The typical home is worth about $188,700 (2.8× income, relatively affordable). The tenure split is 78% owner-occupied to 22% rented. The ZIP holds roughly 651 housing units.
On balance 14008 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 14008 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 14008 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 14008, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 21/100 for 14008 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 14008 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 14008
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
14008 at a glance
A live read on 14008: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Niagara County
Related reports across Niagara County, New York
Further distress data across Niagara County, New York at ZIP, county and state level.
The complete 14008 distress and acquisition report
Every distressed parcel in 14008 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology