ZIP 14108 Property Distress & Foreclosure Data

Composite property distress in 14108 (Niagara County, New York) lands at 19/100 — low on DLRadar's public-record scoring. Structural risk reads 42/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (68/100). The sharpest non-environmental signals are structural risk (42/100), institutional ownership (16/100), construction/permit lag (15/100). By contrast, construction/permit lag (15/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.7% year on year, and 17% higher over three years, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 5,301 people live here, median age 46. Vacancy runs 8.0%. A median home runs $162,700 here, or 2.0 times local income. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 83% owner-occupied to 17% rented. Households earn a median $72,977 — near the roughly $78,000 national figure. On demographic stress specifically, 14108 scores 18/100. There are about 2,401 housing units across 14108. About 27% have a four-year degree. Rent burden reaches 0% of tenant households.

Net-net, 14108 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.