ZIP 14012 Property Distress & Foreclosure Data

DLRadar grades ZIP 14012 (Niagara County, New York) at a low 19/100 for overall property distress. Structural risk reads 42/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (81/100), flood (NFIP) exposure (68/100). Property-level stress concentrates in structural risk (42/100), institutional ownership (16/100), construction/permit lag (15/100). By contrast, construction/permit lag (15/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.7% year on year, and 13% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,944 people live here, median age 44. The tenure split is 88% owner-occupied to 12% rented. There are about 1,366 housing units across 14012. On demographic stress specifically, 14012 scores 28/100. Rent burden reaches 44% of tenant households. Households earn a median $72,333 — near the roughly $78,000 national figure. A median home runs $172,800 here, or 2.3 times local income. About 19% have a four-year degree. Vacancy runs 17.7%, above the national norm and a classic distress-and-opportunity signal. Roughly 13.7% live below the poverty line.

Net-net, 14012 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.