ZIP 14126 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14126 (Niagara County, New York) at a low 21/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (68/100). Property-level stress concentrates in structural risk (47/100), construction/permit lag (32/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Structural exposure scores 47 and live distress 2 on the 0–100 scale.

The peak-phase market in 14126 posted values that rose 4.1% over the year, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 263 housing units across 14126. The typical home is worth about $430,000 (2.0× income, relatively affordable). 77% of housing is owner-occupied. The demographic-stress sub-score lands at 23/100. Households earn a median $148,462 — above the roughly $78,000 national figure. Rent burden reaches 0% of tenant households. Vacancy runs 65.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 0.0% — low. Population is roughly 301 with a median age of 30. Educational attainment sits at 31% bachelor's-or-above.

Net-net, 14126 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 14126 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 14126 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Niagara County, New York and the nation. Nothing here is interpolated — where a source is thin for 14126, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 14126's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 14126 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.