Niagara County, NY: Foreclosures, Tax Liens & Distressed Properties

Niagara County, New York sits inside DLRadar's nationwide distress index, built entirely from public records. Across its ZIPs, composite distress spans 14 to 22 out of 100. DLRadar scores 22 ZIPs here, with a mean composite of 21/100. County-level credit and bank headwind reads 49/100.

In its peak phase, Niagara County home prices rose 4.1% across the last year, at 34/100 phase confidence. At this stage of the cycle, the average masks the outliers leaving the wins in individual deals.

Niagara County's topped-out +4.1% YoY (34/100 confidence) means selectivity rules and a county-wide sweep stays on the shelf. Mid-range bank stress at 49/100 implies a blend the ZIP scores sort out.

Top distress by ZIP runs 14001 (22/100), 14174 (22/100), 14008 (21/100), 14028 (21/100), 14067 (21/100), 14092 (21/100), listed with every scored ZIP below. Other tracked Niagara County ZIPs include 14094, 14108, 14109, 14120, 14126, 14131, 14132, 14172, 14301, 14302.

On the housing-and-income side, Niagara County's tracked footprint come in at a median household income near $70,354 (near the US norm), vacancy near 14%, poverty running near 15.4%, an owner-occupied share of 73%, median home values around $198,565 (below the national figure), residents with a median age around 43.6. These fundamentals set up which owners come under strain and how quickly stock clears.

Niagara County, New York's 21/100 average over 22 ZIPs says distress here is parcel-specific rather than a blanket buy. Inside DLRadar, each Niagara County property carries owner, mailing address, APN, a distress reading, the lender on title and exit timing.

Whether Niagara County, New York carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Niagara County can be compared directly against any county in the country.

Used properly, Niagara County, New York's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Niagara County as a whole. The Niagara County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

At the ZIP level, the sharpest readings in Niagara County are 14001 (22/100), 14174 (22/100), 14008 (21/100), 14028 (21/100), 14067 (21/100), 14092 (21/100). DLRadar also scores 14094, 14108, 14109, 14120, 14126, 14131, 14132, 14172 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Niagara County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.