ZIP 14174 Property Distress & Foreclosure Data

In Niagara County, New York, ZIP 14174 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (42/100), auction velocity (27/100), institutional ownership (16/100). By contrast, construction/permit lag (15/100) and mortgage stress (7/100) register low. The latent-versus-live split is 42/100 structural and 9/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (68/100).

The market reads expansion — home values rose 5.7% year on year, and 31% higher over three years (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 2,587 housing units. On demographic stress specifically, 14174 scores 25/100. Around 31% of renters are cost-burdened. About 34% have a four-year degree. Households earn a median $78,922 — near the roughly $78,000 national figure. A median home runs $250,300 here, or 3.0 times local income. Roughly 8.1% live below the poverty line. About 5,768 people live here, median age 48. The tenure split is 77% owner-occupied to 23% rented. The vacancy rate is 6.8%.

Overall 14174 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.