ZIP 14301 Foreclosure, Tax-Lien & Distress Report

ZIP 14301's composite property-distress score is 21/100 - DLRadar classes that as low for Niagara County, New York. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (68/100). The latent-versus-live split is 47/100 structural and 2/100 already moving. The sharpest non-environmental signals are structural risk (47/100), construction/permit lag (32/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The peak-phase market in 14301 posted values that rose 4.1% over the year, and 7% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 7,263 housing units. Educational attainment sits at 18% bachelor's-or-above. 11,448 residents call 14301 home, typically aged 48. Rent burden reaches 52% of tenant households. Median household income is $37,650, below the U.S. median near $78,000. The demographic-stress sub-score lands at 37/100. The poverty rate is 33.3% — high, a tax-stress and distress correlate. The vacancy rate is 18.7% — elevated. The tenure split is 43% owner-occupied to 57% rented. The typical home is worth about $83,900 (2.1× income, relatively affordable).

Net-net, 14301 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 14301 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 14301's 21/100 can be lined up against any neighbor in Niagara County, New York or any ZIP coast to coast. Where the public record is thin for 14301, the field stays empty rather than modeled, and fills in as new documents post.

14301's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 14301 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.