ZIP 14301 Property Distress & Foreclosure Data

Composite property distress in 14301 (Niagara County, New York) lands at 19/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (68/100)). On the structural side it scores 42/100, with 2/100 of stress already active. The sharpest non-environmental signals are structural risk (42/100), institutional ownership (16/100), construction/permit lag (15/100). On the quiet end sit construction/permit lag (15/100) and mortgage stress (7/100).

The expansion-phase market in 14301 posted values that rose 5.7% over the year, and 7% higher over three years (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 7,263 housing units. Around 18% of adults hold a bachelor's degree or higher. Population is roughly 11,448 with a median age of 48. Around 52% of renters are cost-burdened. At $37,650, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 37/100. The poverty rate is 33.3% — high, a tax-stress and distress correlate. The vacancy rate is 18.7% — elevated. 43% of housing is owner-occupied. The typical home is worth about $83,900 (2.1× income, relatively affordable).

On the whole, 14301 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.