ZIP 14094 Foreclosure, Tax-Lien & Distress Report
Niagara County, New York · Affordable market
In Niagara County, New York, ZIP 14094 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 49/100, against 2/100 of stress already in motion. What sets it apart are the readings on structural risk (49/100), construction/permit lag (39/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (72/100).
The market reads peak — home values rose 4.1% year on year, and 23% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 50,526 people live here, median age 42. 11.0% of residents fall below the poverty threshold. The vacancy rate is 7.5%. About 29% have a four-year degree. 72% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 26/100. The typical home is worth about $197,200 (2.5× income, relatively affordable). At $73,354, median income runs near typical U.S. levels. The ZIP holds roughly 23,171 housing units. Around 33% of renters are cost-burdened.
Net-net, 14094 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 14094 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 14094 reflects the current record instead of a stale or modeled snapshot.
Behind 14094's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 14094 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 14094 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 14094 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Nearest ZIP codes to 14094
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Related reports across Niagara County, New York
More ZIP, county and state distress intelligence connected to Niagara County, New York.
Get the full acquisition report for 14094
Get every distressed property in 14094 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology