ZIP 14094 Property Distress & Foreclosure Data

DLRadar grades ZIP 14094 (Niagara County, New York) at a low 19/100 for overall property distress. Structural exposure scores 42 and live distress 2 on the 0–100 scale. Property-level stress concentrates in structural risk (42/100), institutional ownership (16/100), construction/permit lag (15/100). On the quiet end sit construction/permit lag (15/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (68/100)).

The expansion-phase market in 14094 posted values that rose 5.7% over the year, and 23% higher over three years, at 42/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 50,526 with a median age of 42. The poverty rate is 11.0%. Vacancy runs 7.5%. Around 29% of adults hold a bachelor's degree or higher. 72% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. The typical home is worth about $197,200 (2.5× income, relatively affordable). At $73,354, median income runs near typical U.S. levels. There are about 23,171 housing units across 14094. Rent burden reaches 33% of tenant households.

On balance 14094 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.