ZIP 14092 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 14092 (Niagara County, New York) returns a low composite of 21/100. The split runs 47/100 structural to 2/100 active on the ground. What sets it apart are the readings on structural risk (47/100), construction/permit lag (32/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (68/100)).

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 16% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 10,318 people live here, median age 54. A median home runs $279,900 here, or 3.6 times local income. DLRadar's demographic-stress index for the area reads 29/100. Rent burden reaches 42% of tenant households. The vacancy rate is 4.7%. The ZIP holds roughly 5,186 housing units. The tenure split is 72% owner-occupied to 28% rented. About 40% have a four-year degree. 10.6% of residents fall below the poverty threshold. Households earn a median $67,835 — below the roughly $78,000 national figure.

Overall, 14092 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 14092 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 14092's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 14092 shows as blanks, never estimates, and the score updates on every fresh public filing.

14092's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 14092 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.