ZIP 14092 Property Distress & Foreclosure Data

ZIP code 14092 in Niagara County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 42/100 against active distress of 2/100. What sets it apart are the readings on structural risk (42/100), institutional ownership (16/100), construction/permit lag (15/100). construction/permit lag (15/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (68/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 16% higher over three years, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

10,318 residents call 14092 home, typically aged 54. Home values center near $279,900, an affordability ratio of 3.6× — accessible. DLRadar's demographic-stress index for the area reads 29/100. Rent burden reaches 42% of tenant households. Vacancy runs 4.7%. There are about 5,186 housing units across 14092. Owners hold 72% of homes, renters 28%. Educational attainment sits at 40% bachelor's-or-above. 10.6% of residents fall below the poverty threshold. Median household income is $67,835, below the U.S. median near $78,000.

Overall, 14092 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.