ZIP 14305 Property Distress & Foreclosure Data

DLRadar grades ZIP 14305 (Niagara County, New York) at a low 19/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (68/100). On the structural side it scores 42/100, with 2/100 of stress already active. Property-level stress concentrates in structural risk (42/100), institutional ownership (16/100), construction/permit lag (15/100). construction/permit lag (15/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 13% higher over three years (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 61% of homes, renters 39%. 25.0% of residents fall below the poverty threshold. The ZIP holds roughly 8,336 housing units. Educational attainment sits at 25% bachelor's-or-above. Median household income is $49,588, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 32/100. The vacancy rate is 13.1% — elevated. Home values center near $126,000, an affordability ratio of 2.2× — accessible. Around 51% of renters are cost-burdened. 16,433 residents call 14305 home, typically aged 35.

Taken together, 14305 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.