ZIP 14305 Foreclosure, Tax-Lien & Distress Report
Niagara County, New York · High Vacancy market
Composite property distress in 14305 (Niagara County, New York) lands at 22/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (72/100)). Structural exposure scores 49 and live distress 2 on the 0–100 scale. Leading the profile are structural risk (49/100), construction/permit lag (39/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).
Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 13% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
61% of housing is owner-occupied. Roughly 25.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 8,336 housing units across 14305. Around 25% of adults hold a bachelor's degree or higher. Median household income is $49,588, below the U.S. median near $78,000. On demographic stress specifically, 14305 scores 32/100. Vacancy runs 13.1%, above the national norm and a classic distress-and-opportunity signal. Home values center near $126,000, an affordability ratio of 2.2× — accessible. Rent burden reaches 51% of tenant households. 16,433 residents call 14305 home, typically aged 35.
Taken together, 14305 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 14305 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 14305 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 14305 shows as blanks, never estimates, and the score updates on every fresh public filing.
14305's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 14305 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 14305’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 14305 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Niagara County ZIP reports
Nearest ZIP codes to 14305
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Additional distress intelligence spanning Niagara County, New York by ZIP, county and state.
The complete 14305 distress and acquisition report
See who owns each distressed property in 14305, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology