ZIP 14303 Property Distress & Foreclosure Data

ZIP code 14303 in Niagara County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (68/100). The latent-versus-live split is 42/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (42/100), institutional ownership (16/100), construction/permit lag (15/100). By contrast, construction/permit lag (15/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.7% year on year (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $79,400 here, or 1.7 times local income. Roughly 24.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 49% of renters are cost-burdened. About 16% have a four-year degree. On demographic stress specifically, 14303 scores 33/100. The tenure split is 49% owner-occupied to 51% rented. Households earn a median $45,519 — below the roughly $78,000 national figure. The ZIP holds roughly 3,565 housing units. About 6,210 people live here, median age 38. The vacancy rate is 18.1% — elevated.

Net-net, 14303 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.