ZIP 14304 Foreclosure, Tax-Lien & Distress Report
Niagara County, New York · Affordable market
Scored on a fixed 0-100 scale, 14304 (Niagara County, New York) returns a low composite of 22/100. Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (72/100)). Its standout signals are structural risk (49/100), construction/permit lag (39/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. The split runs 49/100 structural to 2/100 active on the ground.
The peak-phase market in 14304 posted values that rose 4.1% over the year, and 22% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 28,965 people live here, median age 43. The tenure split is 73% owner-occupied to 27% rented. The vacancy rate is 5.8%. There are about 13,855 housing units across 14304. The poverty rate is 12.4%. Median household income is $64,756, below the U.S. median near $78,000. A median home runs $164,000 here, or 2.3 times local income. On demographic stress specifically, 14304 scores 26/100. Educational attainment sits at 25% bachelor's-or-above. Rent burden reaches 35% of tenant households.
Overall, 14304 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 14304 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 14304's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 14304, the field stays empty rather than modeled, and fills in as new documents post.
Behind 14304's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 14304 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 14304
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 14304 distress snapshot
The live 14304 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Niagara County ZIPs near 14304
Nearest ZIP codes to 14304
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Further distress data across Niagara County, New York at ZIP, county and state level.
The complete 14304 distress and acquisition report
The full 14304 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology