ZIP 14477 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 14477 (Orleans County, New York) returns a minimal composite of 14/100. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (34/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (66/100)). Structural risk reads 34/100 against active distress of 2/100.

The market reads peak — home values rose 3.7% year on year, at 49/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 88% of homes, renters 12%. About 1,779 people live here, median age 50. 5.9% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. The ZIP holds roughly 849 housing units. The typical home is worth about $172,200 (1.8× income, relatively affordable). Median household income is $93,558, above the U.S. median near $78,000. The demographic-stress sub-score lands at 18/100. Around 31% of adults hold a bachelor's degree or higher. Vacancy runs 21.7%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 14477 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 14477 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 14477 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 14477 reflects the current record instead of a stale or modeled snapshot.

14477's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 14477 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.