ZIP 14477 Property Distress & Foreclosure Data

DLRadar grades ZIP 14477 (Orleans County, New York) at a minimal 12/100 for overall property distress. Property-level stress concentrates in construction/permit lag (46/100), structural risk (31/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100). On the structural side it scores 31/100, with 2/100 of stress already active.

The market reads expansion — home values rose 5.7% year on year, 1.6% off the recent peak (phase confidence 56/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 88% owner-occupied to 12% rented. About 1,779 people live here, median age 50. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. The ZIP holds roughly 849 housing units. A median home runs $172,200 here, or 1.8 times local income. Households earn a median $93,558 — above the roughly $78,000 national figure. On demographic stress specifically, 14477 scores 18/100. About 31% have a four-year degree. The vacancy rate is 21.7% — elevated.

Net-net, 14477 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.