ZIP 14058 Foreclosure, Tax-Lien & Distress Report

Genesee County, New York's ZIP 14058 registers 15/100 composite distress, which DLRadar reads as low. Latent structural risk is 34/100 while live distress already moving reads 1/100. Its standout signals are structural risk (34/100), construction/permit lag (22/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (3/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (70/100).

The market reads peak — home values rose 4.7% year on year, and 28% higher over three years, at 39/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 5.5%. The poverty rate is 7.1% — low. A median home runs $151,500 here, or 1.4 times local income. Around 25% of adults hold a bachelor's degree or higher. 2,649 residents call 14058 home, typically aged 31. On demographic stress specifically, 14058 scores 18/100. The ZIP holds roughly 800 housing units. Median household income is $102,039, above the U.S. median near $78,000. 88% of housing is owner-occupied. Around 14% of renters are cost-burdened.

Overall 14058 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 14058 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 14058 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Genesee County, New York and the nation. Sparse data for 14058 shows as blanks, never estimates, and the score updates on every fresh public filing.

14058's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 14058 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.