ZIP 14013 Foreclosure, Tax-Lien & Distress Report
Genesee County, New York · Affordable market
DLRadar grades ZIP 14013 (Genesee County, New York) at a low 15/100 for overall property distress. The pressure is most legible in structural risk (35/100), institutional ownership (19/100), construction/permit lag (6/100). construction/permit lag (6/100) and mortgage stress (2/100) stay muted. The latent-versus-live split is 35/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100).
The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $73,350, near the U.S. median near $78,000. The typical home is worth about $160,200 (2.1× income, relatively affordable). The vacancy rate is 3.4%. Around 16% of renters are cost-burdened. Around 29% of adults hold a bachelor's degree or higher. 1,612 residents call 14013 home, typically aged 37. Roughly 12.1% live below the poverty line. On demographic stress specifically, 14013 scores 21/100. Owners hold 84% of homes, renters 16%. The ZIP holds roughly 575 housing units.
On balance 14013 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 14013 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 14013 runs through one identical scoring model, so its 15/100 sits on the same scale as every other ZIP in Genesee County, New York and the nation. 14013 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 15/100 for 14013 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 14013 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 14013’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
14013 at a glance
A live read on 14013: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Genesee County
Nearest ZIP codes to 14013
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Genesee County, New York
Other reports tied to Genesee County, New York — ZIP, county and statewide.
Open the complete 14013 acquisition file
Open 14013 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology