ZIP 14020 Property Distress & Foreclosure Data

In Genesee County, New York, ZIP 14020 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 32/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (55/100), structural risk (32/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 21% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

DLRadar's demographic-stress index for the area reads 27/100. 12.5% of residents fall below the poverty threshold. Median household income is $59,834, below the U.S. median near $78,000. Educational attainment sits at 23% bachelor's-or-above. Around 36% of renters are cost-burdened. The vacancy rate is 5.1%. Home values center near $160,800, an affordability ratio of 2.5× — accessible. 22,209 residents call 14020 home, typically aged 43. Owners hold 64% of homes, renters 36%. The ZIP holds roughly 11,136 housing units.

Overall, 14020 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.