ZIP 14020 Foreclosure, Tax-Lien & Distress Report
Genesee County, New York · Affordable market
On DLRadar's 0-100 public-record scale, ZIP 14020 in Genesee County, New York comes in at 15, a low composite-distress reading. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100). The split runs 35/100 structural to 1/100 active on the ground. Its standout signals are structural risk (35/100), construction/permit lag (17/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (2/100) stay muted.
The market reads peak — home values rose 4.9% year on year, and 21% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
DLRadar's demographic-stress index for the area reads 27/100. 12.5% of residents fall below the poverty threshold. Households earn a median $59,834 — below the roughly $78,000 national figure. Educational attainment sits at 23% bachelor's-or-above. Around 36% of renters are cost-burdened. Vacancy runs 5.1%. Home values center near $160,800, an affordability ratio of 2.5× — accessible. 22,209 residents call 14020 home, typically aged 43. 64% of housing is owner-occupied. The ZIP holds roughly 11,136 housing units.
Net-net, 14020 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 14020 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 14020's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 14020, the field stays empty rather than modeled, and fills in as new documents post.
The 15/100 for 14020 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 14020 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 14020
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 14020 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 14020, the same set carried on every parcel.
Neighbouring ZIPs in Genesee County
Keep exploring New York distress
Further distress data across Genesee County, New York at ZIP, county and state level.
Unlock the full ZIP 14020 acquisition report
Open 14020 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology