ZIP 14054 Foreclosure, Tax-Lien & Distress Report
Genesee County, New York · Affordable market
In Genesee County, New York, ZIP 14054 scores 14 of 100 for composite distress, a minimal level on DLRadar's distress index. The latent-versus-live split is 33/100 structural and 1/100 already moving. Its standout signals are structural risk (33/100), institutional ownership (18/100), mortgage stress (2/100). mortgage stress (2/100) and construction/permit lag (1/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100).
The expansion-phase market in 14054 posted values that rose 5.0% over the year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The typical home is worth about $172,300 (2.0× income, relatively affordable). The ZIP holds roughly 545 housing units. The tenure split is 76% owner-occupied to 24% rented. DLRadar's demographic-stress index for the area reads 22/100. About 1,359 people live here, median age 38. The vacancy rate is 2.8%. Median household income is $80,903, near the U.S. median near $78,000. Rent burden reaches 22% of tenant households. The poverty rate is 7.7%. About 23% have a four-year degree.
Overall 14054 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 14054 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 14054 runs through one identical scoring model, so its 14/100 sits on the same scale as every other ZIP in Genesee County, New York and the nation. 14054 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
14054's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 14054 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 14054 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
14054 at a glance
A live read on 14054: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Genesee County ZIP codes
Nearest ZIP codes to 14054
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Further distress data across Genesee County, New York at ZIP, county and state level.
Unlock parcel-level detail for ZIP 14054
See who owns each distressed property in 14054, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology