ZIP 14005 Foreclosure, Tax-Lien & Distress Report

ZIP code 14005 in Genesee County, New York carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 35/100 structural and 1/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (71/100). Leading the profile are structural risk (35/100), construction/permit lag (17/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (2/100) stay muted.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 9% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,788 people live here, median age 39. The typical home is worth about $192,600 (1.8× income, relatively affordable). There are about 680 housing units across 14005. 88% of housing is owner-occupied. Vacancy runs 4.6%. Around 25% of renters are cost-burdened. Educational attainment sits at 27% bachelor's-or-above. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. At $94,931, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 20/100.

Broadly, 14005 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 14005 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 14005 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14005 can be compared directly against any other ZIP in Genesee County, New York or nationwide. 14005 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 15/100 for 14005 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 14005 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.