ZIP 14040 Foreclosure, Tax-Lien & Distress Report
Genesee County, New York · Distress market
ZIP 14040's composite property-distress score is 15/100 - DLRadar classes that as low for Genesee County, New York. The sharpest non-environmental signals are structural risk (35/100), construction/permit lag (20/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (2/100) stay muted. Structural exposure scores 35 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100).
Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 18% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
2.0% of residents fall below the poverty threshold. On demographic stress specifically, 14040 scores 17/100. Households earn a median $85,820 — near the roughly $78,000 national figure. Rent burden reaches 0% of tenant households. The ZIP holds roughly 785 housing units. A median home runs $210,100 here, or 2.5 times local income. 96% of housing is owner-occupied. The vacancy rate is 3.2%. About 24% have a four-year degree. About 1,635 people live here, median age 43.
Broadly, 14040 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 14040 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 14040 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 14040, the field stays empty rather than modeled, and fills in as new documents post.
14040's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 14040 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 14040’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 14040 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Genesee County
Related reports across Genesee County, New York
Other reports tied to Genesee County, New York — ZIP, county and statewide.
The complete 14040 distress and acquisition report
Get every distressed property in 14040 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
No modelling: every input is a public record · methodology