ZIP 14040 Property Distress & Foreclosure Data

Composite property distress in 14040 (Genesee County, New York) lands at 15/100 — low on DLRadar's public-record scoring. On the structural side it scores 33/100, with 1/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (33/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The expansion-phase market in 14040 posted values that rose 6.3% over the year, and 18% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 2.0% — low. The demographic-stress sub-score lands at 17/100. At $85,820, median income runs near typical U.S. levels. Around 0% of renters are cost-burdened. The ZIP holds roughly 785 housing units. The typical home is worth about $210,100 (2.5× income, relatively affordable). 96% of housing is owner-occupied. The vacancy rate is 3.2%. Around 24% of adults hold a bachelor's degree or higher. Population is roughly 1,635 with a median age of 43.

Broadly, 14040 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.