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ZIP 14533 Foreclosure, Tax-Lien & Distress Report

Livingston County, New York · Affordable market

ZIP code 14533 in Livingston County, New York carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 48/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100). The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (48/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).

The market reads peak — home values rose 3.7% year on year, at 49/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 5.2%. Median household income is $68,565, below the U.S. median near $78,000. 1,754 residents call 14533 home, typically aged 40. The demographic-stress sub-score lands at 29/100. The typical home is worth about $184,900 (2.8× income, relatively affordable). Educational attainment sits at 22% bachelor's-or-above. 67% of housing is owner-occupied. The ZIP holds roughly 704 housing units. Roughly 12.5% live below the poverty line. Around 38% of renters are cost-burdened.

Net-net, 14533 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 14533's 21/100 can be lined up against any neighbor in Livingston County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 14533 reflects the current record instead of a stale or modeled snapshot.

14533's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 14533 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

21/100
Composite stress
48/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 14533

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk57
Another 9 scored dimensions sit behind 14533

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 14533 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 14533, the same set carried on every parcel.

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