ZIP 14546 Foreclosure, Tax-Lien & Distress Report

In Monroe County, New York, ZIP 14546 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 54/100, against 2/100 of stress already in motion. What sets it apart are the readings on structural risk (54/100), construction/permit lag (42/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (78/100)).

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 47% higher over three years (phase confidence 49/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

4,585 residents call 14546 home, typically aged 39. On demographic stress specifically, 14546 scores 23/100. Home values center near $187,300, an affordability ratio of 2.1× — accessible. The vacancy rate is 10.6%. There are about 2,051 housing units across 14546. About 42% have a four-year degree. Owners hold 62% of homes, renters 38%. Around 27% of renters are cost-burdened. Median household income is $82,578, near the U.S. median near $78,000. The poverty rate is 8.5%.

Overall 14546 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 14546 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 14546's 24/100 can be lined up against any neighbor in Monroe County, New York or any ZIP coast to coast. 14546 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 14546's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 14546 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.