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ZIP 14607 Foreclosure, Tax-Lien & Distress Report

Monroe County, New York · Distress market

DLRadar grades ZIP 14607 (Monroe County, New York) at a low 24/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (78/100). Property-level stress concentrates in structural risk (54/100), construction/permit lag (42/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. On the structural side it scores 54/100, with 2/100 of stress already active.

The market reads peak — home values rose 3.7% year on year, and 34% higher over three years, at 49/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 8.7%. The ZIP holds roughly 12,268 housing units. The typical home is worth about $350,100 (5.4× income). The tenure split is 17% owner-occupied to 83% rented. Rent burden reaches 35% of tenant households. Educational attainment sits at 60% bachelor's-or-above. 17,577 residents call 14607 home, typically aged 32. Roughly 15.7% live below the poverty line. DLRadar's demographic-stress index for the area reads 38/100. At $56,270, median income runs below typical U.S. levels.

Overall, 14607 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 14607 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 14607 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 14607 stays directly comparable to neighboring ZIPs and the rest of Monroe County, New York. Nothing here is interpolated — where a source is thin for 14607, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 14607 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. In workflow terms, 14607 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

24/100
Composite stress
54/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 14607

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk94
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 14607 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 14607, drawn from the same report attached to each property.

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