ZIP 14615 Property Distress & Foreclosure Data

In Monroe County, New York, ZIP 14615 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (79/100). The latent-versus-live split is 58/100 structural and 2/100 already moving. Its standout signals are structural risk (58/100), construction/permit lag (56/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 5.7% year on year, 1.6% off the recent peak, and 26% higher over three years (phase confidence 56/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 50% of renters are cost-burdened. The vacancy rate is 4.6%. Households earn a median $53,150 — below the roughly $78,000 national figure. About 21% have a four-year degree. On demographic stress specifically, 14615 scores 32/100. A median home runs $137,500 here, or 2.3 times local income. Roughly 20.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 8,116 housing units. The tenure split is 54% owner-occupied to 46% rented. About 18,255 people live here, median age 33.

Net-net, 14615 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.