ZIP 14623 Foreclosure, Tax-Lien & Distress Report

ZIP code 14623 in Monroe County, New York carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 58 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (58/100), construction/permit lag (56/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (78/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, 1.6% off the recent peak, and 37% higher over three years, at 56/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $181,300, an affordability ratio of 2.8× — accessible. There are about 9,891 housing units across 14623. 25,689 residents call 14623 home, typically aged 25. Owners hold 51% of homes, renters 49%. Median household income is $61,088, below the U.S. median near $78,000. Vacancy runs 7.7%. 16.9% of residents fall below the poverty threshold. Rent burden reaches 40% of tenant households. Educational attainment sits at 41% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100.

Overall, 14623 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.