Monroe County, NY: Foreclosures, Tax Liens & Distressed Properties
Monroe County, NY, New York: 52 ZIP codes scored, Monroe County, NY averaging 23/100 (low, Monroe, NY), from 13 to 25. Monroe County, NY is in its peak phase (Monroe, NY confidence 49/100): Monroe, NY home prices up 3.7% (Monroe, NY) over twelve months. Monroe County, NY lender headwind: 53/100.
Highest-scoring Monroe County, NY ZIPs: 14564 (25/100), 14420 (24/100), 14428 (24/100), 14445 (24/100), 14450 (24/100), 14467 (24/100). Also scored in Monroe County, NY: 14468, 14506, 14511, 14514, 14515, 14526, 14534, 14543, 14546, 14559.
Across Monroe County, NY's scored ZIPs: median home value $222,861, household income $80,679, 6.2% vacancy, 12.5% poverty, 66% owner-occupied, median age 40.8.
Monroe County, NY insurance distress 27/100 (#1,704 in the US); FEMA hazard 0/100 for Monroe, NY; 21 Monroe, NY NFIP flood claims, $276K paid; Monroe, NY construction distress 39/100.
16 banks with 136 branches lend in Monroe County, NY; Monroe, NY weighted bank stress 63/100, highest 90/100 in Monroe, NY.
Monroe County, NY unemployment 4.4% (Monroe, NY -0.2 pts, six months); 901 new housing units permitted in Monroe County, NY over twelve months, Monroe, NY up 11% from 812; Monroe, NY home prices +12.3% a year (Monroe, NY) over three years.
339,430 housing units in Monroe County, NY; 115,474 Monroe, NY renter households; 48% of Monroe, NY renters spend 30%+ of income on rent, 25% (Monroe, NY) half or more.
Monroe County, NY ranks #2,443 nationally on the opportunity index (Monroe, NY, among all ranked counties); Monroe, NY scores 26.1/100 and Monroe, NY sits #48 inside New York. Monroe, NY is in the weak opportunity phase; Monroe, NY's primary driver is bank institutional, Monroe, NY second driver construction; Monroe, NY moved up 395 places. 63 short-sale listings across Monroe, NY; 103 days on market observed in Monroe, NY; 6.1% vacancy over 52 Monroe, NY ZIPs.
0.8% of Monroe County, NY mortgages were ninety-plus days late in December 2025; Monroe, NY's thirty-to-eighty-nine-day share was 2.1% (CFPB county sample). Monroe, NY's ninety-day rate is unchanged on twelve months earlier; the Monroe, NY peak since 2008 was 2.9% in September 2012; New York overall reads 1.0%.
Monroe County, NY has 9 watched banks; 9 Monroe, NY banks sit in an elevated band. Monroe, NY footprints: Manufacturers&Traders Tr Co (25 branches, stress 52) in Monroe, NY; Canandaigua Nb&T Co (18 branches, stress 69) in Monroe, NY; Five Star Bank (8 branches, stress 59) in Monroe, NY.
HUD lists 51 assisted multifamily properties in Monroe County, NY with 3,159 units; 1,447 Monroe, NY units are assisted, 13 Monroe, NY properties under project-based Section 8.
21,002 of the 339,430 housing units in Monroe, NY sit vacant. Monroe County, NY permitted 352 multifamily units in twelve months; Monroe, NY's one-to-four unit structures added 549 units in Monroe County, NY.