Monroe County, NY: Foreclosures, Tax Liens & Distressed Properties

Across Monroe County, New York, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. County-level credit and bank headwind reads 53/100. The county spans 52 scored ZIP codes, averaging 23/100 composite distress. The county's ZIP scores run from 16 up to 26/100.

The peak-phase county posted home values that rose 3.7% over twelve months, a 49/100-confidence read. This late in the run, broad sweeps stop paying as the ZIP scores below show.

At +3.7% YoY and 49/100 confidence, opportunity is parcel-specific — target the few ZIPs carrying distress. Mid-range bank stress at 53/100 points to mixed owner- and bank-driven distress.

By composite, 14564 (26/100), 14420 (24/100), 14428 (24/100), 14445 (24/100), 14450 (24/100), 14464 (24/100) top the county — tap any ZIP to go deeper. The breakdown continues through 14467, 14468, 14506, 14511, 14514, 14515, 14526, 14534, 14543, 14546 and more.

On the housing-and-income side, Monroe County's tracked footprint show 12.5% of households below the poverty line, median home values around $222,861 (below the national figure), 6.2% of units sitting vacant, residents with a median age around 40.8, incomes around $80,679, an owner-occupied share of 66%. Numbers like these set up the volume of pressured sellers and the exit liquidity behind them.

With a low 23/100 reading over 52 ZIPs, Monroe County is a screen-by-ZIP market and not a county-wide play. Subscribers get each Monroe County parcel's owner, mailing address, APN, a distress score and bank-exposure read.

Whether Monroe County, New York carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Monroe County can be compared directly against any county in the country.

For an acquisition buyer, the practical use of Monroe County, New York's scores is triage: the ZIPs and parcels carrying the highest composite are where motivated sellers and below-market exits concentrate, while lower-scored areas rarely justify the marketing spend. The Monroe County scoring is reproducible from public sources alone, and DLRadar declines to estimate where the underlying record is incomplete.

At the ZIP level, the sharpest readings in Monroe County are 14564 (26/100), 14420 (24/100), 14428 (24/100), 14445 (24/100), 14450 (24/100), 14464 (24/100). DLRadar also scores 14467, 14468, 14506, 14511, 14514, 14515, 14526, 14534 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The Monroe County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.