ZIP 14445 Foreclosure, Tax-Lien & Distress Report
Monroe County, New York · Affordable market
On DLRadar's 0-100 public-record scale, ZIP 14445 in Monroe County, New York comes in at 24, a low composite-distress reading. The latent-versus-live split is 54/100 structural and 2/100 already moving. The most distinctive pressure shows up in structural risk (54/100), construction/permit lag (42/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (78/100).
Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 43% higher over three years (phase confidence 49/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 4.8%. On demographic stress specifically, 14445 scores 23/100. A median home runs $155,300 here, or 2.1 times local income. About 36% have a four-year degree. Owners hold 62% of homes, renters 38%. Around 25% of renters are cost-burdened. There are about 3,636 housing units across 14445. Roughly 8.1% live below the poverty line. 7,604 residents call 14445 home, typically aged 41. At $72,250, median income runs near typical U.S. levels.
On balance 14445 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 14445 at the moment; the composite and its components are still built from verifiable public records.
The 14445 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 14445 stays directly comparable to neighboring ZIPs and the rest of Monroe County, New York. Sparse data for 14445 shows as blanks, never estimates, and the score updates on every fresh public filing.
14445's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 14445 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 14445
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 14445 Stress Report snapshot
The live 14445 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Monroe County ZIP reports
Keep exploring New York distress
Related ZIP, county and statewide reads linked to Monroe County, New York.
Get the full acquisition report for 14445
The full 14445 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology