ZIP 14609 Property Distress & Foreclosure Data

Monroe County, New York's ZIP 14609 registers 25/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (79/100). The most distinctive pressure shows up in structural risk (58/100), construction/permit lag (56/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. Structural exposure scores 58 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 5.7% year on year, 1.6% off the recent peak, and 29% higher over three years, at 56/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 19,353 housing units across 14609. The tenure split is 62% owner-occupied to 38% rented. About 40,171 people live here, median age 36. Households earn a median $61,933 — below the roughly $78,000 national figure. Roughly 18.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 8.3%. About 33% have a four-year degree. On demographic stress specifically, 14609 scores 30/100. A median home runs $161,600 here, or 2.3 times local income. Rent burden reaches 52% of tenant households.

Net-net, 14609 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.