ZIP 14604 Foreclosure, Tax-Lien & Distress Report
Monroe County, New York · High Vacancy market
Monroe County, New York's ZIP 14604 registers 24/100 composite distress, which DLRadar reads as low. Its standout signals are structural risk (54/100), construction/permit lag (42/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Structural risk reads 54/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (78/100).
Prices here sit in a peak phase: values rose 3.7% over the trailing year (phase confidence 49/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 2,627 housing units across 14604. Vacancy runs 17.5%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 22.3% — high, a tax-stress and distress correlate. Population is roughly 2,708 with a median age of 33. Median household income is $63,672, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 53/100. Rent burden reaches 22% of tenant households. The tenure split is 3% owner-occupied to 97% rented. About 62% have a four-year degree. Home values center near $784,700, an affordability ratio of 11.1× — stretched.
Net-net, 14604 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 14604 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 14604 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 14604 shows as blanks, never estimates, and the score updates on every fresh public filing.
14604's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 14604 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 14604 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
14604 at a glance
The live 14604 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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See every distressed parcel in 14604
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Each signal above is traceable to an open dataset · methodology