ZIP 14604 Property Distress & Foreclosure Data

Monroe County, New York's ZIP 14604 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (58/100), construction/permit lag (56/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). The latent-versus-live split is 58/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (79/100)).

The expansion-phase market in 14604 posted values that rose 5.7% over the year, 1.6% off the recent peak (phase confidence 56/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 2,627 housing units. The vacancy rate is 17.5% — elevated. The poverty rate is 22.3% — high, a tax-stress and distress correlate. Population is roughly 2,708 with a median age of 33. At $63,672, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 53/100. Around 22% of renters are cost-burdened. 3% of housing is owner-occupied. Around 62% of adults hold a bachelor's degree or higher. The typical home is worth about $784,700 (11.1× income, severely stretched).

On the whole, 14604 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.