ZIP 14428 Property Distress & Foreclosure Data

Composite property distress in 14428 (Monroe County, New York) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (58/100), construction/permit lag (56/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 58/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (79/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, 1.6% off the recent peak, and 33% higher over three years (phase confidence 56/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $236,800, an affordability ratio of 2.5× — accessible. 7.1% of residents fall below the poverty threshold. Median household income is $86,711, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 22/100. Educational attainment sits at 37% bachelor's-or-above. The vacancy rate is 5.3%. 7,986 residents call 14428 home, typically aged 52. Owners hold 85% of homes, renters 15%. Around 32% of renters are cost-burdened. The ZIP holds roughly 3,637 housing units.

Overall, 14428 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.