ZIP 14428 Foreclosure, Tax-Lien & Distress Report
Monroe County, New York · Distress market
Monroe County, New York's ZIP 14428 registers 24/100 composite distress, which DLRadar reads as low. The pressure is most legible in structural risk (54/100), construction/permit lag (42/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. The latent-versus-live split is 54/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (78/100).
Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 33% higher over three years (phase confidence 49/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
A median home runs $236,800 here, or 2.5 times local income. The poverty rate is 7.1% — low. Households earn a median $86,711 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 22/100. Around 37% of adults hold a bachelor's degree or higher. The vacancy rate is 5.3%. 7,986 residents call 14428 home, typically aged 52. Owners hold 85% of homes, renters 15%. Around 32% of renters are cost-burdened. The ZIP holds roughly 3,637 housing units.
On balance, 14428 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 14428 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Monroe County, New York and the nation. Where the public record is thin for 14428, the field stays empty rather than modeled, and fills in as new documents post.
14428's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 14428 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 14428 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 14428 distress snapshot
The live 14428 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Each signal above is traceable to an open dataset · methodology