ZIP 14586 Foreclosure, Tax-Lien & Distress Report

Monroe County, New York's ZIP 14586 registers 24/100 composite distress, which DLRadar reads as low. Structurally it carries 54/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (78/100). Its standout signals are structural risk (54/100), construction/permit lag (42/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low.

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 23% higher over three years (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

13,056 residents call 14586 home, typically aged 36. The typical home is worth about $277,500 (2.1× income, relatively affordable). There are about 5,227 housing units across 14586. The demographic-stress sub-score lands at 27/100. The tenure split is 76% owner-occupied to 24% rented. The poverty rate is 13.6%. Around 56% of renters are cost-burdened. At $122,833, median income runs above typical U.S. levels. The vacancy rate is 6.1%. Around 47% of adults hold a bachelor's degree or higher.

Overall 14586 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 14586 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 14586 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Monroe County, New York and the nation. 14586 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

14586's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 14586 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.