ZIP 14605 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 14605 in Monroe County, New York comes in at 24, a low composite-distress reading. Latent structural risk is 54/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (78/100). Its standout signals are structural risk (54/100), construction/permit lag (42/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100).

Prices here sit in a peak phase: values rose 3.7% over the trailing year (phase confidence 49/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 11,796 people live here, median age 31. Vacancy runs 13.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 43.4% — high, a tax-stress and distress correlate. The ZIP holds roughly 5,118 housing units. Owners hold 25% of homes, renters 75%. Around 12% of adults hold a bachelor's degree or higher. Home values center near $82,700, an affordability ratio of 3.5× — accessible. The demographic-stress sub-score lands at 44/100. Around 42% of renters are cost-burdened. At $23,255, median income runs below typical U.S. levels.

Taken together, 14605 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 14605 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 14605's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 14605 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 14605's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 14605 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.